Equity Release Quote

Equity Purchase Quote

Welcome To Lifetime Mortgage Market

Equity Release is a range of products which give you access to the ‘Equity’ (cash) tied up in your home (Or Buy To Let properties). As long as you are over 55 and you have sufficient equity, even if you have a mortgage on the property. You can either borrow against the value of your home or sell all or part of it in exchange for a lump sum or monthly income.

There are many options available to you. Choosing the right company to help you is very important. We are an independent ‘Whole of Market’ broker and we will search the lenders and their products to find the most suitable Equity Release deal for you.

We offer Lifetime mortgages from the whole of market and we will always recommend the most suitable product that matches your needs. As part of our whole of market approach, we undertake full research including a specialised panel of a small number of providers, a list of which can be provided if you wish.

You do not need to leave your home! If you have got a property in the UK then why not get in touch to see how we can help you unlock cash without ever having to move house.

Whatever the reason for increasing your income in retirement Equity release could be the answer. Enjoy the retirement you have always dreamed of… Equity release allows you to access some of the money tied up in your house with absolutely no worries of having to give it up.

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How Does It Work?

Contact us for a FREE initial consultation

We search the market based on your requirements

We search the entire lifetime mortgage market based on your requirements*

We will research and source the right rate & lender for your circumstances

Once accepted we complete your application, instruct solicitors and see the process through to successful completion

*We offer Lifetime mortgages from the whole of market and we will always recommend the most suitable product that matches your needs. As part of our whole of market approach, we undertake full research including a specialised panel of a small number of providers, a list of which can be provided if you wish.

Terms and Conditions

Our charges are based the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. We offer a bespoke service and our fees can vary. Our usual set fee is only paid on completion and is £995.00. If your circumstances are more complex, we may charge a higher fee. Our maximum fee is 1% of the loan value.

These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.

Wills, IHT, Trusts, Power of Attorney and Funeral Plans are not regulated by the Financial Conduct Authority.

This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage. Lifetime Mortgage Market is a trading style of One Stop 4 Equity Release Ltd which authorised and regulated by the Financial Conduct Authority. FCA No 952887 One Stop 4 Equity Release Ltd is a registered company in England and Wales with Company Registration Number 13452621. Registered Office: The Stable Yard, Vicarage Road, Stony Stratford, Milton Keynes, MK11 1BN.

We also confirm that any advice required outside of Equity Release Lifetime and Retirement mortgages will be referred to our authorised specialists.

Legal

The Financial Conduct Authority does not regulate some investment mortgage contracts. Calls may be recorded for training and compliance purposes.

This is a Lifetime mortgage, to understand the features and risks, ask for a personalised illustration.

Under no circumstances should any of the information contained within this website be construed as "advice". You should seek professional advice in respect of your own circumstances.